We have advised hundreds of companies and have found that certain preconceptions about business affect the way they are set up and run. The historical belief that corporations exist solely to maximize ...

Richard Rosen is a financial planner and an expert in writing about financial planning topics. He has 20+ years of experience as a CFP®. Marguerita is a Certified Financial Planner (CFP), Chartered ...

Social Security benefits can provide you with a stream of retirement income that is reliable. Deciding when to take benefits is an important question, especially if you’re married and hope to qualify ...

Spousal benefits can be up to 50% of a higher-earning spouse's full retirement benefit at FRA. Divorced spouse benefits are independent of whether the ex is receiving their benefits. Survivor benefits ...

It's important to know that you must work in a job in which you contribute to Social Security. Some state, county, and municipal employees are covered by state-funded pension plans and not by Social ...

The average monthly Social Security retirement benefit is $2,015 and will rise to $2,071 after the 2026 cost-of-living adjustment of 2.8%. Delaying Social Security claims past full retirement age ...

Why Isn't My Wife's Spousal Benefit 50% Of My Social Security Retirement Benefit? Hi Larry, My wife started collecting her Social Security retirement benefit at 62. I waited until my full retirement ...

The maximum monthly Social Security benefit is $4,018 at full retirement age. The average monthly Social Security benefit is $1,976. Your age and earnings during your working years determine Social ...

Every federal employee who completes a FERS (or CSRS) retirement application (SF 3107 for FERS and SF 2801 for CSRS and CSRS Offset) must choose what kind of retirement they want under the “Annuity ...

When a military retiree dies their retirement pay stops. This means that the surviving spouse will be left without a substantial income source. If you are a retiree you need to give serious thought to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...