Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

The debate over the three-day hospital stay requirement has become shorthand for the broader challenges of outdated Medicare policy. But what if the real problem isn’t just a three-day rule? What if ...

Aisha Adkins’ mother Rosetta was adamant that she wanted to age at home. So when Rosetta’s dementia started worsening at age 59, Aisha started looking around for options. She quickly found that ...

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...

Key Takeaways Americans can expect to pay anywhere from about $5,700 to over $30,000 per month for nursing home care, depending on the market.Medicare covers 100% of the costs of nursing home care for ...

As Americans live longer, most see long-term care as a near certainty in their future, but few are preparing for it financially, a new study reveals. Northwestern Mutual’s 2025 Planning & Progress ...

A new change tied to your retirement account could help cover one of the most expensive and often overlooked costs families face. Other WRAL Top Stories Under a new federal rule, some workers will be ...

In my 34 years of advising retirees and those transitioning into retirement, I have not seen a stock market drop cause anyone with a properly managed and diversified portfolio and reasonable spending ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

Personal finance remains a key source of uncertainty, driven more by preparedness gaps than income levels. Economic and ...